EMI & Payment Calculator
Every rupee of an installment plan, calculated in the open.
Price, processing fee, upfront, financed principal, EMI, and an accurate early full settlement figure at any stage of the plan — with a complete, auditable transaction history behind it.
Worked example — laptop on 12 monthly installments
Total agreed pricePKR 150,000
+Processing feePKR 5,000
−Upfront paymentPKR 35,000
=Financed principalPKR 120,000
÷Number of installments12
=Monthly installmentPKR 10,000
Early full settlement after 5 installments
Paid toward principalPKR 50,000
=Outstanding amountPKR 70,000
×Settlement charge (10%)PKR 7,000
=Final settlement amountPKR 77,000
The 10% charge applies only when a customer chooses to close the plan early — never to a regular scheduled installment.
One calculation engine
Principal, EMI, outstanding and settlement figures all come from the same functions.
Transaction-based ledger
Partial, advance and settlement payments each create an immutable receipt.
Roles and audit trail
Admin, finance, sales and viewer access with a full record of every change.